“What, and is there a vehicle inspection?” I asked doubtfully. “Offend! Drove for OSAGO, and there I was checked out at the same time. It has become convenient now, thanks to the authorities,”he boasted.
The inspection reform really brought convenience to many motorists, but has it become safer on the road? But technically faulty cars pose a threat not only to their owners, but also to other road users, primarily pedestrians.
The reform began with the removal of administrative barriers, which, of course, played a negative role. In addition, corruption and coupon trading flourished. The annual maintenance market totaled up to $ 3.5 billion, of which 75% of the money deposited in the pockets of dexterous dealers did not reach the state. All PIKs were somehow connected with the local police. As a rule, they were led either by relatives of senior officials of the Ministry of Internal Affairs, or by retirees. What is happening today? At a congress of the Union of Technical Expert Organizations in October, it was argued that there is virtually no inspection in the country today; it was replaced by a sales ticket system. Only now are they being sold by the insurers themselves who are set to control the process. The facts of issuing coupons (and now diagnostic cards) are revealed without actually conducting one. The scheme is simple: a diagnostic card is issued along with the CTP, but it does not have an expert’s signature, and a written commitment is made from the client to pass the examination within three months. Which, of course, he does not. True, it is argued that with the adoption of the summer amendments to the law, such cases gradually came to naught.
First Deputy Prime Minister Igor Shuvalov instructed the FSFM and the Ministry of Internal Affairs to check how insurers comply with the law on technical inspection. The trial began after the TO operators sent a complaint to the government, in which the insurance companies were reproached for selling coupons without going through the TO procedure, as well as in creating “pocket” PIKs. Recently, the FAS reported on the results of the audit. In a nutshell: the agency did not find out the fact of an anti-competitive agreement between the Rosgosstrakh company (the largest insurance company of OSAGO) and CJSC Tekhosmotr (the largest operator of technical inspection). The insurer did not refuse customers who provided inspection, passed from another MOT operator! True, the second part of the case hung in the air: they decided to postpone it until the end of November. It concerns the detection of cases of unfair competition, that is, the sale of pre-filled MOT tickets, which a number of insurers sinned. How the trial will end is still unclear. But such cases have been identified repeatedly in the Lipetsk, Ryazan and Nizhny Novgorod regions.
The Union of Maintenance Operators believes that in order to restore justice, it is necessary to separate the procedures for checking the technical condition and insurance of a car, the functions of issuing accreditations and maintaining a technical inspection base to the most professional association of maintenance operators, and assign the function of monitoring compliance with the law to the Federal Accreditation Service. The next of the proposals is to oblige the driver to carry a certificate of inspection with him. A traffic police to return the right to check a coupon or diagnostic card on the road. If the document is filled out neatly and, according to all the rules, is entered into the traffic police database, then CTP is valid. If there is no mark on MOT passing in the database, then CTP must be considered invalid and measures should be developed to influence the driver who travels with a fake document.
It will become easier to resolve this issue when a unified database of traffic police and insurers appears, which they promise to launch in 2013. Then the inspector will be able to simply “break through” the car owner by the CTP number: does he have a fake pre-filled diagnostic card or a full set of necessary documents. The fact is clear: there are no more queues at the points of instrumental control, and the stream of people wishing to undergo a "classic" inspection has drastically dried up. Owners of PIKs were in a peak situation: the flow of customers fell, loans for expensive equipment hung in the air … At the same time, there were a lot of operators conducting the procedure according to the “lightweight” scheme.
PIK representative from St. Petersburg: “We have 94 stations in the city, 40 of which are left-handed. It is necessary to return the traffic police the right to check the diagnostic card and the maintenance ticket. Now drivers are interested not to undergo a technical inspection, but to get an insurance policy.”
PIK representative from the Arkhangelsk region: “Take control on the road, let the inspector check the diagnostic card. Previously, 50-60 cars passed through our point a month, now about five."
PIK representative from the Tyumen region: “At my point, the flow of cars decreased by 80%. I survive only due to the fact that in addition to cars I also have a line of trucks, otherwise it would have been difficult.”
Despite the violations identified and the numerous complaints of the operators, one should not forget that the state, while undertaking the reform, sought, first of all, to make life easier for car owners. No one promised to help establish someone’s business.
Insurers also have complaints against inspection operators. Representatives of the insurance community believe that this whole topic was raised by the old police PIKs who sold coupons of 5 thousand rubles each, they are now trying to fight the three insurers who created the maintenance network. The Russian Union of Insurers emphasizes that the main thing has been achieved so far - the queues have been eliminated during the inspection. Maintenance services are already provided by 3143 operators, which is much more than last year. At the same time, the number of operators continues to grow, and the process itself has become much simpler and cheaper.
Both sides prefer to keep silent that the model that has developed over almost 10 years of the existence of OSAGO, implied "linking" OSAGO insurers to inspection points. Under the previous system, many car owners, before going to the TO points, were looking for where nearby you can issue an insurance policy, which was necessary during the inspection. Therefore, insurers always sat somewhere nearby. And not for free, but for a certain commission, which was paid to the owner of this PIK. After the new law came into force, unscrupulous owners of certain maintenance points, and they, alas, also have it, decided that they were entitled to take up to 40% of these same commissions. Because of this, the MTPL business, already low profitable, turned into a loss-making one. Therefore, according to Rosgosstrakh, there was a need for operators who, firstly, would work across the country, and secondly, were content with a modest percentage of remuneration. This is how CJSC “Technical Inspection” appeared, which, according to the RGS, has no relation to the company itself and acts only as a partner. Only the fact that at first many of the Inspection points (out of 98 working throughout the country) looked like utility rooms and garages, which gradually took on a civilized appearance, albeit with very modest equipment, is alarming.
Rosgosstrakh also claims that the old GOSTs are no longer valid, but for the new ones a more compact and modern tool. “The level of psychological depravity of the“old”TO operators has reached the point that they are not ready to work in changing conditions. Apparently, it will take some time to develop those market models that will be convenient - first of all, for the motorists themselves. And for this, the owners of the “old” PICs need to begin to adapt to new realities. No one promised that it would be simple and convenient for everyone. Simple and convenient should be, above all, car owners. From this “stove” you need to dance, and nothing else. We did not start this war, but we do not intend to retreat,”commented on the situation in the Rosgosstrakh press service.
So far, it seems that there is a grand redistribution of the market, and car owners themselves and their safety are least concerned here. Of course, the state cannot remain aloof from the problem. The Ministry of Finance has already put forward the idea of “tearing” the inspection ticket from the motor third-party liability insurance policy, and sharing documents. But while the authorities do not take drastic steps, more and more they are eyeing and collecting proposals. The maintenance system will be gradually and not abruptly reformed, but first they will wait to see if the market itself puts everything in its place. It is enough to recall how many complaints the OSAGO law itself caused, which spears broke in its defense and against. Gradually, the passions subsided, and the “auto-citizen” became a matter of course.
To be honest, what really can be checked even in the allotted half an hour? Really a condition of all knots influencing car safety? This will take at least a working day of highly qualified and well-equipped mechanics. Saying under such conditions that the MOT expert should respond if the car he tested has an accident for a technical reason is at least ridiculous.
And in what verification are insurers themselves interested in damages? Exhaust damage? They are replaced by forests and our lungs. Blinding amateur hyperxenon? He does not blind the owner, and it is not he who gets into the accident. Steering and brakes condition? The period between inspections is such that all the checked parameters of such a plan will certainly fall out of compliance, and possibly more than once. In addition, the mileage and operating conditions of cars are very different.