Logo rotaautoservice.com
Category: Auto Tips

Attention: Details! Volvo Will Allow The Owner Of Special Programs

2024

Video: Attention: Details! Volvo Will Allow The Owner Of Special Programs

Video: Attention: Details! Volvo Will Allow The Owner Of Special Programs
Video: Volvo S60. Чистка форсунки омывателя фар. 2024, March
Attention: Details! Volvo Will Allow The Owner Of Special Programs
Attention: Details! Volvo Will Allow The Owner Of Special Programs
Anonim

Firstly, the attractive program that MDM Bank offers for your study can only be for those who can immediately pay a substantial amount for the car - exactly half the cost. If this condition is not a hindrance for you, move on. The maximum possible term of such a loan is only two years. Arranges? Then the most important thing is what you can skip in the stream. After all, this is not just a loan, but a loan with a deferred residual payment. You get very sparing monthly payments and freedom of choice - conditional, but all the same, an almost complete absence of hopeless credit dependence.

The action scheme is as follows. You pay 50% of the value of your chosen Volvo as an initial payment. Over the next two years, you only pay interest accrued on the balance. Therefore, the amount of monthly payments is so small. Annual rates are 9% in dollars and 11.5% in rubles. There is a little trick here. The last payment is actually 49.5%; 0.5% of the value of your Volvo is distributed in equal parts for 24 months. Thus, in practice, the monthly payment consists of the amount of interest accrued for the month, and the amount of the cost of the car that is very insignificant on the scale of one month.

When the loan expires, you have a choice of three options for answering the question of how to live on. By going straight, you pay off the debt for the car by paying the balance. You’ll go to the left - choose a refinancing loan, if you don’t have enough money to buy a car that you used for two years and which you are attached to, these funds can be borrowed again. Then it will be calculated based on the condition that your car is a used one and, therefore, is given on credit at high interest rates. Drawing up a new loan agreement in this case will be required, just a statement is enough. Turning to the right promises a more troublesome existence, but at the same time provides an opportunity for renewal. A car dealership will buy you a car at its residual value and delete it from the list of debtors of MDM Bank. The trade-in system will operate here. If you initially entered into a contract for the maintenance of your car in the dealer auto centers, then the car will be counted at a higher price.

So, for example, you opted for the Volvo C30 with an engine capacity of 1.6 liters and a 5-speed gearbox. The price of the basic configuration is 646, 300 rubles ($ 25, 250). Suppose, in addition, you take inexpensive options and the cost of your car has increased to 656, 000 rubles. ($ 25, 625). Then the payments will be as follows: in addition to the advance payment, it will be mandatory to pay the full hull (damage and hijacking) and issue an insurance policy. MDM Bank cooperates with a large number of insurance companies, including Ingosstrakh, RESO, ROSNO, Renaissance Insurance, Standard Reserve, etc. The minimum tariff is about 6%, if you have, so to say, average driving and age qualities: you are no longer a beginner, but you haven’t yet, and have already crossed the 30-year age limit. Such rates are valid, for example, in Standard Reserve Reserve. At Ingosstrakh or RESO, the tariff will be somewhat more expensive.

Since the engine power of the selected Volvo C30 is 100 hp, in this case the minimum costs are obtained - 3960 rubles.

The starting costs include the commission for opening and maintaining an account. If you took a loan in domestic currency, then the amount of this fee will be 5000 rubles. Equivalent in dollars - $ 200. But if, fortunately, you are a client of MDM Bank, for example, the company you work for, pays you a salary through it, or takes a loan here again, you will not be charged a fee.

Such a loan, like any other classic, can be repaid ahead of schedule. This can be done in an authorized and free manner six months after the entry into force of the loan agreement.

Recommended:

New

Pragmatist

FIRMATIC FOR THE PRAGMATIC

Read More
UAZ -452

Through the eyes of the ownerUAZ -452Vladislav KOZKOHaving appeared in 1966, the UAZ-452 from (1985 - 3741) to this day remains almost the only light-duty off-road vehicle in the former Soviet Union. Judge for yourselves: the UAZ-452 is able to overcome snow cover 50 cm thick, move along tank tracks and carry up to 800 kg of cargo

Read More
Editor'S Choice
Best reviews for the week
Popular for the day